Terms

By using any portion of the Total Benefit Solutions website, you agree to the terms and conditions set out in these Terms of Use and our Privacy Policy. If you do not agree to the terms and conditions set out below, your sole and exclusive remedy is to discontinue using the Total Benefit Solutions Website. We may update these Terms of Use from time to time and it is your responsibility to periodically review the most current version.

Use of the Site

The content of the Total Benefit Solutions Website (the “Website”) is provided for informational, personal and educational purposes and any reliance you place on the content is therefore strictly at your risk. Total Benefit Solutions makes no representations or warranties of any kind, express or implied regarding the accuracy, completeness, reliability, suitability or availability with respect to the Website. Total Benefit Solutions does not represent and warrant that the Website will be free from destructive items such as worms or viruses or that Website will be secure and not intercepted. Total Benefit Solutions assumes no responsibility to you or any third party for the consequences of errors and omissions.

Links to other Sites

Total Benefit Solutions may link users to sites not maintained by Total Benefit Solutions for convenience only. Total Benefit Solutions has no control over the nature, content and availability of those sites and disclaims any opinions expressed on such sites.  If you decide to access linked third party web sites, you do so entirely at your own risk. When you visit another site, please review that site’s terms of use. It is up to you to take the appropriate measures to ensure that any website you visit is free of destructive items such as worms or viruses.

Release

You also agree to hold harmless and release Total Benefit Solutions from and against any and all liability, claims, actions, costs and damages arising out of or in connection with your use of the Website.

Limitation of Liability

TOTAL BENEFIT SOLUTIONS AND ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS SHALL NOT UNDER ANY CIRUCMSTANCES BE LIABLE FOR ANY SPECIAL, DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR DAMAGES OF ANY KIND OR ANY OTHER DAMAGES, WHATSOEVER AND EVEN IF CAUSED BY TOTAL BENEFIT SOLUTIONS’ NEGLIGENCE AND EVEN IF TOTAL BENEFIT SOLUTIONS HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURING. THE ABOVE LIMITATIONS AND EXCLUSIONS SHALL APPLY TO YOU TO THE FULLEST EXTENT THAT APPLICABLE LAW PERMITS, IN ALL ACTIONS OF ANY KIND, WHETHER BASED ON CONTRACT (INCLUDING FUNDAMENTAL BREACH), TORT (INCLUDING NEGLIGENCE) OR OTHER LEGAL OR EQUITABLE THEORY.  ANY CLAUSE DECLARED INVALID SHALL BE DEEMED SEVERABLE AND NOT AFFECT THE VALIDITY OR ENFORECIBILITY OF THE REMAINDER OF THESE TERMS OF USE.

Copyright and Intellectual Property Rights

Total Benefit Solutions owns the intellectual property rights, including copyright, trademark and other forms of proprietary rights. The contents on this site are protected by American and international copyright, and trademark laws. Unauthorized use of the contents may violate copyright, trademark, and other laws.

Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content on this Website, are trademarks or trade names owned by Total Benefit Solutions.  All trademarks of Total Benefit Solutions are marked with either the TM or ® symbol.

Further, domain names, including www.tbsmga.com, www.globalexpathealth.com, http://washington.tbsmga.com, http://www.tbsalaska.com registered to Total Benefit Solutions Inc. are the subject of trademark and copyright protection.

Total Benefit Solutions makes every reasonable best effort to ensure the content of this Website is accurate and current, however it does not provide any warranties and does not make any representations as to its accuracy. Total Benefit Solutions assumes no liability or responsibility for errors, omissions on this Website. Without notice, Total Benefit Solutions may change the content, or change its products and/or services.

Nothing on this Website, or your use of it, shall be construed as conferring any license of any intellectual property rights, whether by estoppel, implication or otherwise to you or any third party. The web content is for your personal, non-commercial use. The web content may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of Total Benefit Solutions The web content is protected under the copyright and trade-mark laws of the United States and other countries. Any unauthorized downloading, re-transmission, or other copying or modification of trade-marks and/or the contents of the Website may be a violation of federal or other law that may apply to trade-marks and/or copyrights, and such actions could be subject the infringer to legal action.

Selling, modifying, transmitting, reposting, repackaging the contents provided by the Website, in whole or in part, in printed or electronic format, or otherwise re-using any information or content that appears on the Website is strictly prohibited.

Indemnity

You agree to indemnify, hold harmless and defend Total Benefit Solutions from any and all claims, liabilities, costs and expenses with are related to any violation of the terms and conditions of this Terms of Use or which are in connection with your access to or use of the Website.

Laws

By accessing the Website you agree that all matters relating to your access to, or use of the Website of these Terms of Use shall be governed by the laws of the State of Washington and the laws of the United States applicable therein, without regard to the conflict of laws principles thereof. You consent to the exclusive jurisdiction and venue of any jurisdiction, which Total Benefit Solutions may deem appropriate.

System Integrity

You may not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Website.

Entire Agreement

This agreement constitutes the entire agreement between you and Total Benefit Solutions and supercedes all other agreements.  No other representations or warranties are made, except for those contained herein.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM AND AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS IN THESE TERMS OF USE.  BY USING THE WEBSITE, YOU ARE ENTERING INTO A LEGALLY BINDING CONTRACT EVEN IF YOU HAVE NOT READ THESE TERMS OF USE.