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Access US

    Employers & Groups

    Access US Group Medical Plans

    Our Access US Medical plans provide medical coverage for the US employees of companies headquartered internationally. While a minimum of 51 worldwide employees is required, only 2 enrolling is needed to qualify. In-network deductible options range from $0 to $3000.

    Unique features of our Access US medical plans include:

    • Nine robust medical plans – each plan provides worldwide medical coverage for employees and their covered dependents
    • Custom medical plans available for groups with 21+ enrolling employees
    • ACA compliant benefits
    • Easy administration for employees spread across multiple states
    • Allows for billing outside of the United States
    • Nationwide network of more than 1 million health care providers
    • Emergency Assistance 24/7 (Access US plans do not include emergency evacuation)
    • International Nurse Line & EAP
    Plans
    Forms
    Overview
    Providers

    Plans Effective 1/1/21 and Later

    Plans Effective 1/1/20 and Later

    Groups with 21+ employees can also choose to create custom benefit plans to meet your client’s specific needs.

    • Separate plans are required for Maryland and Washington employees. Please request from your TBS representative.

    New Business

    • Access US Brochure
    • For more information on how to proceed with a New Group Enrollment for Access US then please contact us at global@tbsmga.com or call 1-800-514-4850.

    Member Forms

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    Access US Dental Coverage Plan Options

    To keep their smile looking bright, your employees can visit any licensed dentist for preventative, basic and major services. While in the U.S., employees will receive cost savings when visiting a participating U.S. provider.

    Orthodontics coverage is also available.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    For the dental network select "Dental PPO/PDN."

     

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and  groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

     

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    To locate a dental provider please visit https://www.metlife.com/ 

    Better Vision Plans For American Employees Working in the US

    We offer several vision plans that include coverage for eye exams and a separate eyewear benefit that provides a flat dollar amount that can be applied on lenses, frames, contact lenses and other types of eyewear.

    If employees need vision care while in the US, they can take advantage of additional discounts on exams, eyewear and more.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    Vision is available with the Aetna International Medical plans. Contact us today for more information.
    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and  groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    To locate a vision provider please visit https://www.metlife.com/ 

    Disability Coverage In The Event Of A Debilitating Accident

    Accidents happen – and sometimes it means that your employee could be out of work for a long time. Long-term disability options provide employees with a percentage of their monthly salary if they are out of work for an extended period of time due to illness or injury. It also covers rehabilitation services so employees are back on their feet faster.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    Aetna does not offer Disability products at this time.

    Aetna does not offer Disability products at this time.

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Aetna does not offer Disability products at this time.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    Short Term Disability 

    Long Term Disability 

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

     

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

     

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    The MetLife Disability products do not have a provider network.

    Life Insurance Plans To Cover Your Employees And Their Families

    Your employees will appreciate the additional comfort of a term life benefit. It provides essential financial protection and peace-of-mind on or off the job and is available as an earnings-based or flat amount plan.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    Aetna does not offer Life products at this time.

    Aetna does not offer Life products at this time.

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Aetna does not offer Life products at this time.
    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    New Business
    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

     

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    The MetLife Life product does not have a provider network.

    Access US Additional Benefits

    Included in our Access US Group Medical Plans are a variety of additional benefits, services, and programs all with no additional cost.