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Access US

    Employers & Groups

    Access US Group Medical Plans

    Our Access US Medical plans provide medical coverage for the US employees of companies headquartered internationally. While a minimum of 51 worldwide employees is required, only 2 enrolling is needed to qualify. In-network deductible options range from $0 to $3000.

    Unique features of our Access US medical plans include:

    • Nine robust medical plans – each plan provides worldwide medical coverage for employees and their covered dependents
    • Custom medical plans available for groups with 21+ enrolling employees
    • ACA compliant benefits
    • Easy administration for employees spread across multiple states
    • Allows for billing outside of the United States
    • Nationwide network of more than 1 million health care providers
    • Emergency Assistance 24/7 (Access US plans do not include emergency evacuation)
    • International Nurse Line & EAP
    Plans
    Forms
    Overview
    Providers

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    For medical plan select “Open Choice PPO.”

    Access US Dental Coverage Plan Options

    To keep their smile looking bright, your employees can visit any licensed dentist for preventative, basic and major services. While in the U.S., employees will receive cost savings when visiting a participating U.S. provider.

    Orthodontics coverage is also available.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    For medical plan select “Open Choice PPO.”

     

    Better Vision Plans For American Employees Working in the US

    We offer several vision plans that include coverage for eye exams and a separate eyewear benefit that provides a flat dollar amount that can be applied on lenses, frames, contact lenses and other types of eyewear.

    If employees need vision care while in the US, they can take advantage of additional discounts on exams, eyewear and more.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    Vision is available with the Aetna International Medical plans. Contact us today for more information.

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    Provider Network Information

    http://www.aetna.com/docfind

    Disability Coverage In The Event Of A Debilitating Accident

    Accidents happen – and sometimes it means that your employee could be out of work for a long time. Long-term disability options provide employees with a percentage of their monthly salary if they are out of work for an extended period of time due to illness or injury. It also covers rehabilitation services so employees are back on their feet faster.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    Disability insurance is available for groups 10+.  Customized summaries are available upon request.  Please contact us today for more information.

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    The Aetna International Disability products do not have a provider network.
    Life Insurance Plans To Cover Your Employees And Their Families

    Your employees will appreciate the additional comfort of a term life benefit. It provides essential financial protection and peace-of-mind on or off the job and is available as an earnings-based or flat amount plan.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    Life insurance is available for groups 10+.  Customized summaries are available upon request.

    Please contact us today for more information.

    Aetna – Protecting employees around the world

    With over 50 years of experience in the international expatriate marketplace, Aetna International Health Insurance has created a global presence that is unprecedented in the industry. Aetna International supports more than 700,000 members around the world who live or travel in more than 200 countries/territories.

    Aetna International offers a comprehensive, flexible portfolio of benefit products, programs and services that are designed to meet the needs of a variety of globally mobile employees — including expatriates, third-country nationals and international business travelers. These benefits including medical, dental, vision, life, disability and emergency assistance help employees and their families to stay healthy so they can successfully complete their assignments.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency

    Ask us about Aetna’s global health insurance products.

    The Aetna International Life products do not have a provider network.
    Additional Layers of Coverage For Unique Situations

    As the world gets smaller, threats to employee safety grows particularly in countries of unrest. We offer additional benefits for employees who may be vulnerable to especially dangerous situations.

    Non-Medical, Security Or Political Evacuations

    In the event an emergency situation when employees are in imminent danger while traveling in a foreign country, employees and their insured dependents will be evacuated immediately to a place of safety.

    Covered reasons for evacuation include:

    • Natural disasters
    • Civil uprisings, military coups, or political unrest
    • Identification as a persona non grata or being expelled from the country you are visiting

    After the danger has cleared, employees and insured dependents will either be returned home or back to the destination from which they were evacuated.

    Coverage includes:

    • Flight arrangements
    • Securing visas
    • Logistical arrangements such as ground transportation and housing
    • Contact with the insured and relaying messages to loved ones

    Kidnap and Ransom

    Kidnap and Ransom Insurance protects against a financial loss caused by a kidnapping or extortion—coverage up to a person’s personal or corporate net worth.

    One of the most beneficial elements of Kidnap and Ransom Insurance is the unlimited expenses for the Crisis Response Team, which is highly trained to deal with kidnappings, ransom requests, and extortion plots.


    Comprehensive insurance options for employees of foreign-owned companies working in the United States

    Our Access US plans provide coverage for employees who live and work in the United States for an overseas or foreign employer. Access US  plans give these U.S. employees access to high quality healthcare at home and while traveling abroad.

    Access US coverage provides:

    • Comprehensive plans for employers with 2 + employees
    • Fully customizable plan options
    • Multiple/flexible contract options
    • Access to 900,000 health care providers with thousands of hospitals and clinics in the United States
    • Access to a worldwide network of 61,000 direct-settlement arrangements with hospitals and other medical providers in over 180 countries

    What’s more, help is only one phone call away. Customer service representatives speak over 30 languages and they are available 24 hours a day, 365 days a year. Personalized service is provided for virtually any situation including:

    • 24/7 access to medical provider referrals
    • Translation services
    • Legal assistance and referrals
    • Assistance with lost or stolen travel documents
    • Embassy and consular referral
    • Passport and visa information