Healthcare systems vary greatly from country to country or state to state, and navigating them can be challenging. Employees working across the US or in other countries want peace-of-mind knowing they have access to medical care wherever and whenever they need it. To prevent unexpected surprises, a global healthcare insurance plan must be custom-built to ensure employees, permanent or temporary, have protection without gaps no matter where they may work and travel.

Total Benefit Solutions is a leading general agency specializing in international and domestic employee insurance benefit coverage. We offer global medical insurance plans that are flexible, portable and made to fit the unique needs of employees working outside of their state or country of residence.

Our global plans include:

• Affordable, robust international health insurance plans providing overseas coverage for groups with a minimum of 2 employees
• Plans covering employees working in the US for a foreign-owned company
• Short-term plans for employees who routinely travel outside their home country
• 24/7 access to the multicultural and multilingual Member Service Center and claim unit
• Global network of approximately 1.3 million providers (1.15 million in the United States, 165,000 elsewhere in the world) to reduce your out-of-pocket expenses and speed up the reimbursement process.
• Emergency medical evacuation from anywhere in the world
• Concierge-level customer service